MINNEAPOLIS, (December 2, 2011)—Polaris has chosen Progressive® Insurance as its preferred ATV, Side x Side, snowmobile and neighborhood vehicle insurer. By joining forces, Progressive—one of the country’s leading insurance providers—and Polaris—a leader in the power sports industry—are making it easier for riders to get coverage that protects them and their vehicles, both on and off their property.

“We’re working together so it’s not only easier for Polaris owners to buy affordable insurance, but to really understand what they’re buying,” said Progressive Product Manager, Charlotte Elek. “We’re available anytime by phone; and our website is filled with information to help Polaris owners make even smarter choices about coverage that protects them and their vehicle.”

“We are very excited to partner with Progressive,” said Polaris Financial Services Manager Kelly Clawson. “They will be able to serve our riders with years of power sports knowledge and experience.”

In addition to making it easy to understand and buy coverage, Progressive helps Polaris owners save and manage their money through a variety of features:

A variety of discounts—Customers save if they own a home, have a clean driving record, complete a safety course, pay in full—and more.

Disappearing deductibles—Customers reward themselves with a 25 percent reduction in their deductible for each claim-free renewal period. After four claim-free renewals, the deductible disappears altogether. Progressive offers this currently in 24 states, and will roll it out to all states in coming months.

Easy payment options—Customers can choose to pay in full; or pay in installments by electronic funds transfer, mail, online or over the phone.

To learn more and get a quote with Progressive, Polaris’ preferred insurer, visit http://www.progressive.com/polaris, or call 1-800-895-2880.

AD Boivin manufacturers some interesting conversion kits for dirt bikes. We came across a video for the Explorer kit, which essentially replaces the tires with a ski up front and snowmobile-like tracks in back to make them snow-ready (or the tracks can be installed in back while retaining the front wheel to ride on sand).

AD Boivin says the kits are available for a number of dirt bikes (the site says 250F models and up). AD Boivin also offers snowmobile conversions and suspension kits, offering the Snow Hawk conversion for snowmobiles that replaces front skis with one main ski.

Richard Hammond of the BBC television show Top Gear hosts an interesting, and somewhat surprising, battle with an off-road hill climb vehicle and a snowmobile charging across a lake. Yep, a lake. It’s pretty wild to see this Icelandic “Jeep,” made primarily for hill climbs, drive on top of the water. Hammond finds a driver crazy enough to try driving his 1 1/2-ton truck across a lake. Once that works, they challenge a snowmobile to which vehicle is faster.

What happens when you combine a snowmobile and an ATV? The answer, if all goes well, is the ultimate duning machine – the Sand-X T-ATV.

Sand-X built the T-ATV to handle the sand dunes better than any traditional ATV ever could. At first glance, the T-ATV looks very much like a snowmobile with a set of front wheels, but surely there’s more to it than that. The unit features an 800cc 2-stroke Rotax snowmobile engine that offers a claimed 160hp. Sand-X claimes the T-ATV can reach speeds in excess of 110 mph, but that seems a little generous to us.

According to the designer, the T-ATV is faster and safer than any other sand vehicle and offers a range of up to 215 miles between fill-ups. Again, that seems like a lofty claim, but we can’t say it’s not true until we try it.

Of course trying the Sand-X T-ATV might be difficult. Operations are currently based in the Middle East and we haven’t heard anything about one of these units coming to North America.

Check out more photos and a video of the T-ATV in action below the jump.